At twoow we are here to help you make the wise choice and save you pounds on your mortgage.  We will help you secure the right deal for your individual needs.

Getting the right deal is not always straight forward and with so many products and lenders out there, it is easy to choose the wrong one. When you are talking about mortgages that wrong decision could cost you hundreds of pounds extra EVERY month!!

To help guide you through and choose the right mortgage for your circumstances we have the ability to compare what's on offer in the whole of the market -

Twoow is here to help you make the right choice!

Mortgages explained

Twoow can find you the best mortgage for your needs and we cover the most popular mortgage types you may need.

Buy-to-let (BTL) mortgages are for landlords who want to buy property to rent it out. The rules around buy-to-let mortgages are similar to those around regular mortgages, but there are some key differences.  

When you buy a property as an investment, you won't be able to fund your purchase with a normal residential mortgage. Instead, you'll need a specialist buy-to-let mortgage.  The good news is that there are deals out there for first-time landlords, 'accidental' landlords and experienced investors with large portfolios.  The bad news, however, is that the rules around buy-to-let mortgages can be a bit of a minefield.  In this guide, you can learn the basics of how buy-to-let mortgages work and get to grips with how lenders will calculate your affordability.

Find out more about Buy to Let Mortgages BTL

Remortgages

Remortgaging means moving your mortgage to a new lender while staying in the same property. But there are a lot of things you need to be aware of to make sure you’re getting the best deal. 

Find out more about Remortgages

Holiday Home

Second home / Holiday home (not for let) mortgages are designed for anyone looking to buy a second residential property which could include a second residence to be closer to work, a home for a family member to live in or perhaps a holiday home for personal use (these properties must not be used for business purposes or rented). With this in mind, we’ve got access to a specific range of products to meet your needs in a number of ways. 

Find out more about Holiday Home Mortgages

Home Owner Loans

To apply for a homeowner loan you need to be a homeowner or hold equity in a property. This is because homeowner loans are secured loans that are secured against your property. 

Find out more about Home Owner Loans

A person is generally classified as a first-time-buyer if they’re buying their only or main residence, and have never owned a freehold or have a leasehold interest in a residential property in the UK or abroad. A mortgage is a loan taken out to buy property or land. Most run for 25 years, but the term can be shorter or longer.

 Find out more about First Time Buyer Mortgages